Stakeholders (investors) adopt cattle by funding the purchase and care of buffaloes. In return, they receive a monthly ROI from sale of milk and dairy products.
| Item | Cost (INR) | Notes |
|---|---|---|
| Labour | Rs. 4,80,000 | |
| Shed & Infra (shared) | Rs. 96,000 | Pro-rated barn, fencing, etc. |
| Vet & Insurance | Rs. 1,00,000 | Annual |
| Feed (1 year) | Rs. 10,80,000 | Fodder, minerals |
| Total | Rs. 17,56,000 | Annual per 10 buffaloes |
| Source | Est. Monthly Revenue a unit of 10 buffaloes |
|---|---|
| Milk Sales (110 litres/per unit/day ) | Rs. 2,14,500 (3300 litres × 65) |
| Monthly Gross | Rs. 2,14,500 |
| Investment Type | Key Advantages | Liquidity | Risk Factor (1–10) | Comments |
|---|---|---|---|---|
| Cows | Daily income from milk | Low | 6 | Vulnerable to disease. |
| Buffaloes | Higher milk fat content | Low | 5 | Less disease-prone than cows. |
| Stocks | High return potential | High | 8 | Market volatility is high. |
| Mutual Funds | Diversified risk - Professionally managed | High | 6 | Subject to market risks. |
| Fixed Deposits | Safe and predictable return - Capital protection | Medium | 2 | Returns may not beat inflation |
| Real Estate | Tangible asset - can generate rent | Low | 5 | Low liquidity; high entry cost. |
| Gold | Hedge against inflation - Tangible asset | Medium | 4 | Prone to price fluctuations. |
| Livestock (Other) | Meat/milk income | Low | 6 | Disease risk, theft. |
| Agriculture | Government subsidies | Very Low | 7 | Weather-dependent; high risk without expertise. |
| Risk | Mitigation |
|---|---|
| Disease | Regular vet checks, insurance |
| Market price dip | Contracts with dairies, cooperative tie-ups |
| Drought/feed shortage | Feed storage planning |
| Buffalo infertility | Replacement guarantee clauses |
| Year wise | No. of Buffalo | Breed | Cost per Unit | Total Cost | Feed Cost per Annum | Medical Expenses pa. | Other Expenses | Total Cost | Assumed Returns YTD | No. Of Payments Months | Assumed Monthly Payout |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 10 | Muura | 145000 | 1450000 | 1080000 | 35000 | 700000 | 3265000 | 740000 | 9 | 83000 |
| 2 | 10 | Muura | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 830000 | 10 | 83000 |
| 3 | 10 | Muura | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 830000 | 10 | 83000 |
| Year wise | No. of Buffalo | Breed | Cost per Unit | Total Cost | Feed Cost per Annum | Medical Expenses pa. | Other Expenses | Total Cost | Assumed Returns YTD | No. Of Payments Months | Assumed Monthly Payout |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 10 | Sahiwal | 90000 | 900000 | 1080000 | 35000 | 700000 | 2520000 | 450000 | 9 | 48000 |
| 2 | 10 | Sahiwal | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 450000 | 10 | 48000 |
| 3 | 10 | Sahiwal | NA | NA | 1080000 | 35000 | 700000 | 1815000 | 500000 | 10 | 48000 |